World Economic Forecast from IMF boss, China to Donald Trump

Christine Lagarde, Managing Director of the International Monetary Fund (IMF), reveals many things happening in today’s world. Starting from the forecast of world economic growth, China to various policies taken by the President of the United States (US) Donald Trump.

The IMF has just revised its projected world economic growth, from 3.5% to 3.6%. In the midst of global uncertainty there is still an optimistic projection.

“What we see is that recovery is very strong,” Lagarde told a seminar in the series of IMF-World Bank Annual Meetings in Washington on Thursday (12/10/2017) local time.

Recovery has happened quite rapidly since the onset of the global financial crisis in 2007. This is driven by investment, consumption and trade. When divided by group of countries, the world economy is not only sustained by developing countries. But also developed countries.

The US is projected to grow 2.2% this year or higher than the realization of 2016 which amounted to 1.7%. Europe with 2.1% (from 1.8%), and Japan 1.5% (out of 1%).

“But the recovery is not really done yet,” he said.

Last year, Lagarde stated that 47 countries experienced negative growth, coupled with a row of countries that fall into the fragile category. Over the issue, some countries even hit social and political conflicts and harm the general public.

Therefore, according to Lagarde, this good condition must be perfected with long-term policy. So if there is turmoil in one country, whether because of economic or geopolitical problems, the impact received by other countries is not too big.

“It’s a good time to take a useful policy for society in general and recovery can take place on a sustainable basis,” Lagarde said.

There are some policies recommended by Lagarde. Among other things, the certainty of the run of recovery. As with the monetary side, there are policies that support sustainable recovery, while also managing the risks that can occur in the financial sector.

From a fiscal perspective, according to Lagarde, a country must be ensured in a sound financial account. Government spending should be directed to productive ones, such as infrastructure, social security, education and women’s access to employment.

“The state must also take advantage of this good situation by maintaining the ratio of debt to Gross Domestic Product (GDP),” said Lagarde.

Lagarde realized, the recovery is also full of challenges from within the country. For example, protecting the progress of financial regulatory reforms, addressing climate change, improving the global trading system to the impact of technology on employment.

 

China

China’s economic forecasts changed from 6.7% to 6.8%. The fiscal stimulus policies pursued by the Chinese government are beginning to have a positive impact, as the main factor.

Consumption economy is China’s priority for investment-based and exports. This is in line with efforts to cut the trend of economic slowdown from above 10% and then to 6% level due to the decline in global trade.

Lagarde reminded China to be quicker to prepare a policy of anticipation of high credit growth in recent times. The ability of parties to pay off matured debts must be carefully considered in order to avoid turmoil in global financial markets.

“SOEs’ reforms and continuing to keep pace with credit to control China’s financial risks are well-received by all,” Lagarde said.

 

Donald Trump

As President of the United States (US) the presence of Donald Trump, bringing a great policy in the field of trade. Upon exiting the Trans-Pacific Partnership, Trump announced to review the North American Free Trade Agreement (NAFTA). NAFTA involves Mexico and Canada.

First, according to Lagarde, negotiations will definitely continue in this issue. The right position as a solution will be taken each side through the various maneuvering space available.

Secondly, Lagarde explained, NAFTA has been going on since 20 years ago. So that does not mean there should be no evaluation of the countries involved. According to him need to record things that have been achieved and also miss the goal. Moreover, the trading system is now experiencing significant changes.

“Yes we 20 years ago communicate with mobile phones using digital for various activities? Maybe not, so when there is this negotiation, then please proceed,” he concluded.

The Influence Of Internet On Modern Business

An Internet Marketing program has two sides. One is the part devoted to individual customers. The other is the business to business component. E-commerce programs as well as advertising, sales support, customer service and public relations are all elements of an internet marketing program.

Similar companies compete against one another while being only a click of the mouse away. In other words, a buyer can locate numerous sellers offering similar merchandise, similar prices and similar offers in a very short time period. As more people and businesses become comfortable with the internet, the marketing landscape will continue to evolve quickly in the coming years.

Use of the internet has exploded during the last few years in both the consumer and business-to-business markets. Although the experts still debate the future of the internet, no one doubts it is having an impact on how business is taking place in the twenty ‘first century, even with all of the – – dot crashes – – of the late 1990s. Here are some facts about the internet that highlight its tremendous growth and presence in society:

– The most common products consumers’ research online and purchase off-line (at the store or outlet) are: automobiles, computer, hardware, travel, electronics, books, appliances, music, sporting goods and clothing.

– Over 25 percent of all business-to-business purchases are placed through some type of internet connection.

– The five top business-to-business e-commerce products are computers and electronics, motor vehicles, petrochemicals, utilities, papers and office products.

– In 2004, 10 percent of business-to-business advertising dollars were spent on the internet. The total amount spent was $8.7 billion.

– About 54 percent of the e-mail users have responded to an e-mail advertisement. Almost half purchased a product.

– Internet retail sales account for almost 2.5 percent of all retail sales.

Business-to-business marketers were among the first companies actually to make profits using the internet. In today’s marketplace, the web is becoming the communication tool of choice for many business-to-business companies. The internet provides opportunities for communication, customer service, sales support, collaboration and e-commerce.

Some companies use the internet for every aspect of their business including taking orders, inventory control, production scheduling, communications plans, sales programs, service departments and support programs. The change from traditional communication channels such as salespeople, telephone and – – snail mail – -to the internet and e-mail happened quickly in some companies and more slowly in others.

Now, convincing top management of the benefits of internet marketing is essential. There is still a lack of internet expertise in the business community. As a result, many companies are turning to marketing agencies for guidance.

To conclude, the influence of the internet on various businesses and industries has been clearly noted in today’s world. The presence of the internet and e-commerce is so sweeping that the various applications of web technology are now essential elements of a fully integrated marketing communications program.

Choosing Great Painting Business Names

A good business name is necessary to help you to build a strong brand and market your services successfully. A strong brand will give your business an identity in the market place, help you to make a good first impression on people and help to build a positive reputation among customers in the long run.

Below we have set out a number of tips and ideas for you to consider as you proceed to think suitable painting company names.

Don’t Limit Future Opportunities

Effective business names give potential customers a clear message about what products or services a company offers. This is one sensible approach but it is important not to pigeon hole your business too much as you may want to change direction, sell the business or introduce new services at a later date. Your name should indicate what you do while still being general enough to offer flexibility.

By all means include the word ‘painting’ in your name, but don’t be too specific about the market that you are targeting or the exact services that you offer. If you feel that you will branch out into other areas in the future then the word ‘contractor’ may be more suitable.

You should also think twice before including the owners name in the business name. This can offer a nice personal touch and give customers the impression that they are dealing with somebody who has a good reputation. However, this approach can make it hard for you to sell your business if you want to do so at some point in the future.

Including the name of the area or region where you are doing business is also an option that usually works well. However, if you ever want to offer services outside of this zone then such a name can become irrelevant or confusing.

Memorable and Unique

A great name for a business is one that can be easily remembered. People should be able to recall it after hearing it only once or twice and they should be able to pronounce it correctly. Once you have a short list you can run some tests on family and friends. See which ones they were able to hear clearly over the phone and which ones they were able to remember a week later. If you can think of a name that will stick in peoples minds then you will really have their attention.

A great name should be unique and professional at the same time. If you look in The Yellow Pages or online you will find plenty of clever, catchy and creative painting business names. While names that are funny can sometimes get more attention, you may find that some sectors of the market don’t relate to them, misunderstand them or even find them offensive. The best choice is often to go with a more conservative sounding name. This will come across as being much more professional and appeal to a wider market.

Originality and Usage Rights

While you can look to other industries for inspiration, dont imitate the names of other local businesses too closely or you will risk confusing consumers. You need something that is truly original if you want your business to stand out.

Make sure that no other companies are already using the name that you would like to use. Search The Yellow Pages, the Internet and the database at your county clerks office to make sure that you dont infringe on the intellectual property of other companies or individuals.

Domain Name Registration

Check that there is a suitable domain name available and register it at the same time as you finalize your business name. You will need to get a website up at some time and it is nice to have a domain that matches your name.

Preferential Listings

Many people name their business ‘A Plus Painting’ or something similar because they want to be among the first listings in The Yellow Pages. This is becoming less important these days though as popular search engines on the Internet don’t display search results alphabetically.

Acronyms

Give some thought to acronyms. If done right they can be an easy way for customers and business associates to refer to your business by using the first letter of each word. Just make sure that you stay away from embarrassing or weird acronyms.

Expert Advice

Many people underestimate the importance of a business name. It is one of the elements that will help your company to win the hearts and minds of the marketplace over many years. Some smart entrepreneurs are now starting to hire naming experts to help them make this crucial decision. While it is unlikely that a small painting startup would go to such expense it wouldn’t hurt to run your ideas past someone with a decent level of experience in business.

Avoid a Name Change at All Costs

Sometimes it becomes necessary for businesses to change their names because they have become old fashioned or irrelevant. This may become necessary for you at some point in the future but you should do your best to avoid this. The costs associated with such a change can be extensive so your selection should be able to stand the test of time.

A Name That You Like

Above all, you, as the owner of a painting business have to have a name that you like. There is no point in using a name that sounds embarrassing or makes you cringe every time you say it. Your business name should inspire you and make you feel proud to be a painting contractor.

Dont treat the selection of your painting company name too lightly. Give this important decision the time that it deserves and come up with something that can carry your painting business forward to future success.

Business Opportunity Investment And Business Loan Finance

Buying a business opportunity is likely to be an extremely challenging task when arranging the business loan. This is largely due to the usual lack of commercial property as collateral for the business financing to buy a business opportunity. When buying a business that does not include commercial real estate, business borrowers need to realize that business loan options will be greatly reduced in comparison to a business purchase that can be financed with a commercial mortgage.

The suggestions and advice in this commentary build upon commercial loan covenants that are commonly provided by commercial lenders willing to offer commercial financing throughout much of the United States for buying a business opportunity. There will often be various private financing scenarios in which the seller might be willing to wholly finance a business opportunity acquisition, and we will not attempt to discuss those commercial loan possibilities in this commentary.

Length of Business Loan to Expect When Buying a Business Opportunity

When purchasing a business opportunity, commercial loan terms will almost always include a reduced amortization period in comparison to a commercial real estate loan. A business loan term of ten years is normal, and that length of loan is likely to be tied to a requirement that the commercial lease will not expire before the loan matures.

Likely Business Loan Interest Rates to Buy a Business Opportunity

The likely range to buy a business opportunity is 11 to 12 percent in the present commercial loan interest rate circumstances. This is a reasonable level for business opportunity borrowing since it is not unusual for a commercial real estate loan to be in the 10-11 percent area. Because of the lack of commercial property for lender collateral in a small business opportunity transaction, the cost of a business loan to acquire a business is routinely higher than the cost of a commercial property loan.

Business Loan Down Payment Requirements for Buying a Business Opportunity

Although there will be variations based on the type of business and several other factors, a common down payment requirement for a commercial loan to buy a small business opportunity is 20-25 percent. The presence of seller financing might lessen the down payment needed to acquire a small business opportunity.

Buying a Business Opportunity – Business Loan Refinancing Options

A related business loan issue to anticipate when buying a business is that refinancing the business opportunity loan terms will normally be even more difficult than the original business financing. There are currently some new business loan programs in the final stages of development that could dramatically improve future refinancing options. But until these new business financing options are finalized, it is important to arrange the best possible terms initially and not depend upon refinancing possibilities.

Avoiding Problem Lenders When Buying a Business Opportunity

The selection of a commercial lender might be the most important phase of the business financing process for buying a business. An equally important task is avoiding lenders that are unable to finalize a commercial loan for buying a business.

By avoiding such lenders, commercial borrowers are likely to avoid many other business financing problems frequently associated with buying a business opportunity. Avoiding problem lenders will be instrumental to the eventual success of both the business loan process and the long-term financial health of the business being acquired.

When To Use Embossing, Spot Uv And Foil Stamping On Business Cards

Business card enhancement features like spot UV, embossing, and foil stamping can truly help differentiate your business in the minds of your customers and clients. But which one is the best? Read on to find out.

Embossed Business Cards

Embossing is where certain elements of your business card are raised by virtue of them getting pushed through from the opposite side of the card. The effect is similar to a credit card, where the account number is raised on the front and recessed on the back.

Embossing works well for text or even a water seal type of logo effect, however it does have limitations.

For one, you do not want artwork in the embossed area; you want the embossed areas to be clear of artwork on both sides or else the artwork and embossing will become jumbled and will look awful.

Additionally, most printers are not able to precisely line up embossing with ink. The exact embossed areas could shift 1/16  1/8 during the production process. So for example, if your card has a black background, the embossed areas must be black as well. You would not be able to have, say, white text embossed because it is not feasible for the embossing to line up with the underlying white text perfectly every time.

If you want your business card enhancement feature to allow for color that is different from the cards background color, consider either spot UV or foil stamping.

Spot UV Business Cards

Spot UV is where specific areas of your card are treated with a glossy coating. This effect does not impact the underlying color, it only makes the treated areas slightly raised and shiny relative to the non-glossy business card stock.

Typically, spot UV does not have the same alignment problems as embossing. With todays technology, spot UV can be precisely lined up against any ink-based design element. So here, if you had a black background with white text, you could have the text treated with spot UV so that it is shiny, raised, and white.

Spot UV works only on non-glossy cardstock, as doing spot UV on glossy business cards will not create a visible effect (everything is already glossy). Silk business cards are the best option for spot UV, because they are non-glossy and extremely durable.

Foil Stamped Business Cards

Foil stamping is where specific parts of your card are coated with a layer of metallic foil. It is typically offered in gold, silver, green, red or blue.

The foil stamped areas are not limited to only the cards background color like embossing. However, although color can be utilized, you are limited to the foil colors offered by the printer.

Also, foil stamped business cards are usually subject to the same shifting that could occur with embossed business cards, so it is important not to have any artwork in the stamped areas.

Which One Should You Use?

Generally speaking, none of these enhancements are available on glossy business cards. All 3 are most effective on silk business cards, so if you plan on utilizing a silk cardstock, your options are wide open.

Of the 3 options discussed, embossing is typically the least preferred because of the aforementioned color and artwork limitations. Additionally, embossed business cards are usually the most expensive of the three.

Foil stamping is also relatively expensive, but at least this feature offers more color options. The downside is that the foil can sometimes flake, peel or appear blotchy. Additionally, foil stamped business cards tend to become worn at an accelerated rate as they get pulled in and out of a wallet.

Most often, spot UV business cards provide the best bang for your buck. This option is by far the least expensive of the three, offers the full gamut of color availability, and is not subject to the same flaws as foil and embossing.

Ask Yourself These 10 Questions Before You Write Your Business Plan

One of the most important parts of starting any type of business involves the creation of a business plan. This plan will allow the process of opening a new company go much smoother and eliminate several problems or complications that could have possibly aroused. There are many different ways to create a business plan, but asking a few common questions will ultimately help new business owners determine the best way of doing so.

A company must ask what the introduction is about. Creating a potential business model should include carefully outlining the goals and objectives of the company and put them into phrases known as mission statements or company mottoes. If a business theme or motto can be created and put into the business plan, this will greatly enhance the productivity of the business in the future. Every owner and employee of the company will know, from the very beginning, where the company is headed and what direction that it should go.

Business owners should also ask what the body of the model should entail. The main portion of the business plan should include detailed instruction on how the company will achieve its goals and objectives. It describes absolutely everything that the company will do, obtain, purchase, and sell in order to grow and be successful. Once again, these specific procedures and information should mainly revolve around the principle idea of the company’s theme that was created and implemented at the beginning of the business plan.

What the ending of a business plan includes is very important as well. This part of the plan normally tells viewers where the company will hopefully be in the next ten to fifteen years. This part of the business plan allows potential owners to express their future dreams and allows others to see what the future potentially holds for this specific business.

Explain what the products and services are going to be. New business owners must create some sort of a business model that will promote the company’s services or products to the most amount of people possible. This particular business plan will greatly increase the effectiveness of not only the company’s advertising campaign but also the company as a whole. It will also help the company improve its competitiveness when battling with other businesses.

People should ask about the type of clients that will be targeted and the reasons why it is targeting those specific customers. Customers are the number one priority within a company, and how the company will attract customers is one of the most important priorities within the business model.

Should the plan be inductive or deductive. Most business plans begin by providing the overall picture of the company’s marketing strategy, and then breaks down into details about how it will realistically achieve such goals and objectives. Most business owners should set a budget for marketing objectives and then provide different ways that the plan will be implemented.

More questions that business owners should ask when creating a business plan:

What can my business do for people that others cannot do?

What are my business’ weaknesses and strengths?

What will I name my business so that it is the most effective for profit?

Who will I hire as business leaders and managers?

Success ultimately comes from asking and answering these types of important questions.

How Can A Seo Consultant Help Your Business

How long will it take me to get a decent SERP on Google for this keyword?
2. Is this business looking viable to you?
3. Do I have a lot of competition in this online business
which I am starting and how can I compete effectively with them?
4. How can I make the most out of my marketing efforts?

Some excellent SEO consultants can even answer these questions:

1. Should I buy a used domain in order to rank high really quick?
2. How is my competitor ranking on the top with half the links that I have?

3. Should I continue this business or start over in a new niche?

The point of the whole article is simply that SEO consultants can save you a lot of time and money in the long-run. So, instead of using trial-and-error in trying to market different things online, it would be much better to make a one-time investment and ask your SEO guy all these questions.

Some established SEO consultants charge upwards of $500 per hour, which might sound like a lot of money, but spending a good amount on SEO consultation can really help you get the facts together for your business.
by SEO Consultancy Services

Universal Stencil For Home T-shirt Business

Here Is A New Business Opportunity You Can Do!

Be Your Own BOSS, Never Punch Another Time Clock when you Start a HOME BUSINESS for Under $300.00 !!!

Use your Computer to Create Your Own Artwork or Designs In Minutes in order to Print or Paint on T-Shirts with the NEW UNIVERSAL STENCILS. You will find that using our New Stencil Maker is Fast and Easy to do. And this is NEW and there is Nothing Like It Available Anywhere on the Internet. You will be First to Explore All the different ideas these Universal Stencils Produce. Use them for Your Business, Craft or Hobby Projects! There are millions of ways You can use YOUR Ideas and these stencils.

And if you know anything about the “Old Way” of making silk screen printing stencils you will be amazed at just how very easy this new system actually is. You can forget Wash-out Stations, Time-Consuming Screen Stretching, Screen Gluing, Messy Emulsions, Long Drying Times, and One-Use Applications. The UNIVERSAL STENCIL lets You make prints on T-Shirts much Faster and Easier than Silk Screen Processes, giving you much better profit margins.

You decide What you Produce, When and What Quantity. The entire UNIVERSAL STENCIL system would Easily fit on a Card Table, and take just minutes to complete, unlike Messy Silk Screen Systems that require several work stations to process. You Can Easily Make Anything Any Silk Screen Printing Business Can Do…..And You Can Do It Easier, Faster And Cheaper! Best of all, Each Stencil Will Make Hundreds Of Marks on T-Shirts AND other items such as Glass, Metal, Wood, Fabric, Paper, Plastic, Signs, Cardboard, Leather, Marble, and Ceramics to name just a few.

Use your Stencil Over And Over Going From One Project To Another and BACK. You Can Use Paint, Glass Etching Cream, Metal Etching Electrolyte and Even Ink To Etch, Print, or Paint On Fabric or Almost Anything! Get Creative  There are No Limits!!

DO NOT Throw that Stencil Away — you can save your Stencil, Clean it, Dry it, and RE-USE IT Hundreds of Times!! The Universal Stencil is NON-TOXIC and you use no harmful chemicals for clean up. Be Successful!! Give yourself the Freedom to let your Imagination and Talent run Wild to Create anything on Fabric, T-Shirts, Sweatshirts, Hoodies, Reusable Shopping Bags and Totes, Mouse Pads, Hand Bags, Stickers, Towels, Napkins, Portfolio Bags, Drink Mugs, Binders, etc. in Minutes in any Color with Paint, Etch Creme or Ink. This New system is so Quick, Easy, and Economical — Anyone Can Do It — in Minutes!

Here are a few ideas. You can Sell to:
– Schools (Add Names and Numbers to team uniforms)
– Bands (Customize Uniforms and Mark Band Instruments and Equipment)
– Churches
– Restaurants
– Political Parties
– Flea Markets
– Fairs
– Fund Raisers
– Sporting Goods Shops
– Card Shops
– Commercial Businesses

There you have it…A New Stencil Making System that will open up a world of Great New Possibilities for you and allow you to use Your Talent and Ideas to have a lot of Fun and make some real Money making and selling T-Shirts and hundreds Art and Craft items. You are only limited by your own Creativity and Energy. Let your Artistic Ideas flow and enjoy creating things you have put off before as too much work, too complicated, or you needed 100 of the same item. This new system cuts through all of that and Frees You up to “Multiply” yourself if you are creating any item or artwork that needs to be “Produced” in almost any quantity.

So why not explore this idea while these new kits are on special.

Mlm Business How To Improve Your Leadership Qualities

Do you care if your down-line network is growing in numbers? Or are they motivated?

If you are an individualistic person who only cares for yourself, you are in the wrong business. MLM members are independent and unsalaried sales people. In other words they are the company’s independent agents and they only earn their income from the sales they made.

Everyone in the network is working towards a common goal— that is to make money. To make money in the multi-level marketing business or MLM it needs members in a network to promote and sell the company’s products or services and they will be compensated with promotions and monetary gains.

Each member is directly dependent on the performance of their down-line for their success. If your down-line really is holding the reins that can make or break your business or can propel you upward in the network, then do you have the quality of a good leader that would make them work with you?

Quality No.1-Think big

A good MLM leader aims high and has big goals for himself and his down-line. If your targets are low and are easily achievable, you are not setting a high standard to follow. Besides he has to made their network popular so as to attract people to join them.

It is the job of the leader to motivate his down-line and provide them with the knowledge to recruit more members. The leader without a goal for his weekly and monthly targets will eventually fade and crumbles. Without a realistic targets, your down-line will not be motivated enough to push themselves. So as a leader you have to coach them and make sure they employ the right tactics on how to recruits.

Quality No.2-Be a guide to your down-line

Besides taking the initiative and motivating and guiding your down-line, leader has the responsibility to accompany recruits when they are out there prospecting. Other than conducting their own workshops and seminars, leader has to see that their down-line is doing it correctly too.

Quality No.3-Be results-orientated

To be a good leader, you have to lead by example. If you want your down-line to achieve a monthly $1,000 in sales, you must make sure you can top it up and sell $2,000. If you want them to get three new prospects every month, be sure that you can recruit more than three to show that you walk your talk.

Quality No.4-Be an inspiration to your down-line

Your results you have achieved will inspire them to work harder. People are motivated by successful individual who can prove to them that with hard work and the right strategies and tactics, anyone can also have the same success as you do. Sometimes you have to brag about your new sports car you have just bought or the new house in Beverly Hills you have just moved in to show them that your business opportunity works. After that, what you say gets noticed and you have just earns their respect as a leader.